Hail and Storm Damage Roof Repair in Colorado Springs
Colorado Springs gets hit hard every spring and summer. Hailstorms roll through the Front Range with little warning, and most homeowners don’t know the full extent of the damage until a leak shows up months later.
Insurance policies don’t wait. Most carriers require claims filed within one year of the storm, and the longer you wait, the easier it is for an adjuster to argue the damage happened some other way. Getting inspected now protects your claim later.
Rock Solid Roofing has been inspecting and repairing storm-damaged roofs here since 2006. Kris Rubio is a certified insurance adjuster, which means he knows exactly what adjusters look for and how to make sure nothing gets missed on your claim. If he doesn’t find meaningful storm damage, he’ll tell you, and you owe nothing.
What Hail Actually Does to a Roof
Most hail damage is not visible from the ground. That’s the problem.
A storm that drops 1-inch hail across the area can bruise shingle granules, crack the mat underneath, and compromise the waterproofing layer without leaving a single obvious dent you can spot from the street. By the time you notice a leak, that damage has been sitting and spreading for weeks or months.
During an inspection, Kris checks the granule coating for bare spots where it’s been knocked loose, since those age fast once exposed. He looks for bruised or cracked shingles: impact damage that breaks the shingle’s integrity even when the surface still looks fine. Metal components take hits too, so gutters, flashing, vents, and ridge caps all get checked for dents. He’ll also check the decking for soft spots, which can mean hail or water intrusion has weakened the structure underneath, and look at siding and gutters, since hail rarely stops at the roof.
The inspection is free. You don’t need to climb up there yourself.
Not sure if your roof was hit? Call (719) 799-3329 and Kris will tell you straight, no obligation.
Wind and Storm Damage Beyond Hail
Colorado Springs weather isn’t just hail. High winds, heavy rain, and late-season snow can all leave your roof in worse shape than it looks.
Common storm damage we see that isn’t hail:
- Missing or lifted shingles from wind getting under the edges
- Damaged flashing around chimneys, skylights, and vents where water gets in
- Fallen debris from trees or neighboring structures
- Ice dam damage from snow and freeze-thaw cycles in early spring
- Water pooling on flat or low-slope sections of commercial roofs
Any one of these can lead to interior water damage if it’s not caught early.
What Happens After a Storm
Here’s the honest sequence most homeowners go through:
- 1. Prevent water damage and interior leaks
- 2. Keep your roof’s structure sound
- 3. You call your insurance company. An adjuster comes out and documents what they find.
- 4. If you didn't have an independent inspection first, you have no way to know whether they missed anything.
Getting Rock Solid Roofing out before you file, or at least before your adjuster’s visit, puts you in a much better position. We document everything: photos, written findings, and a full damage report. If the adjuster misses something, you have the documentation to push back.
One recent customer’s insurer initially declined to cover their hail-damaged roof. Kris didn’t accept the first answer, appealed the decision, and got a second adjuster out to re-inspect. That second look reversed the denial, and the homeowner’s full roof replacement was covered. That’s the kind of pushback an independent, adjuster-certified inspection makes possible.
The Inspection and Repair Process
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1
Free Roof
Inspection
We come out, get on the roof, and document everything we find. You get a full written report with photos. No pressure, no obligation.
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2
Insurance Claim Support
If you're filing a claim, we work directly with your insurance adjuster. As a certified adjuster himself, Kris knows how to present the damage clearly and make sure the scope of work is accurate.
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3
Repair or Replacement
Once the claim is approved or you decide how to move forward, we schedule the work. Most standard hail damage repairs and full replacements are completed in one to two days.
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4
Final
Walkthrough
We do a final inspection before we leave and clean up the property completely. You should not find a single nail on your driveway.
Does Insurance Cover Hail Damage?
Usually yes, if the claim is filed properly and within your policy’s timeframe.
Colorado Springs is one of the most hail-active regions in the country. Most standard homeowners insurance policies cover sudden storm damage, including hail. What they don’t cover is damage that was pre-existing, neglected, or caused by normal wear and tear.
That distinction matters. An adjuster who finds older, unrelated damage on the same roof may try to limit or deny the claim. Having thorough documentation from an independent inspection is the best way to protect yourself.
A few things to know:
- Most policies require you to file within one year of the storm date, though some allow less
- Your deductible applies, so factor that into whether a claim makes sense for your situation
- We cannot guarantee what your insurer will approve, and we will never tell you a new roof is “free”
- What we can do is make sure the inspection is thorough and the documentation is complete
Your insurance company determines coverage. We make sure they have everything they need to make that determination fairly.
Get your damage documented before you file. Call (719) 799-3329 for a free inspection.
Why Colorado Springs Homeowners Call Rock Solid Roofing
When your roof is hit by hail, you want a team that’s local, experienced, and knows how to get things done—without the runaround. Here’s why so many Colorado residents trust us with their hail damage inspections and roofing solutions:
Rock Solid Roofing is based at 1705 S 8th St. We’re not a storm-chasing company that shows up after a big event and disappears. Kris has been working roofs in Colorado Springs since 2006 and is here year-round.
Kris holds his certified insurance adjuster credential, which isn’t standard for roofing contractors. It means he understands claims, documentation, and how to advocate for a fair outcome. Rather than just handing you an estimate, we get on the roof and document everything first, so you have a clear picture of what you’re dealing with before any commitment. If your roof doesn’t have meaningful storm damage, we’ll tell you, because our business runs on referrals, not one-time claims. Rock Solid Roofing holds a 5.0-star rating on Google, backed by dozens of Colorado Springs homeowners, and is also a BBB accredited business.
Ready to find out where you stand? Call (719) 799-3329 or request your free inspection below.
Frequently Asked Questions
How do I know if my roof has hail damage?
You probably cannot tell from the ground. Hail damage shows up in the granules, the shingle mat, and the metal components, none of which are easy to evaluate from street level. The only reliable way to know is to get someone on the roof. We do that for free.
How soon after a storm should I get an inspection?
As soon as possible. Insurance policies have filing deadlines, and waiting gives an insurer grounds to argue the damage is older than the storm. We recommend calling within a week of any significant hail event in Colorado Springs.
Can I just wait and see if anything leaks?
You can, but it’s a risk. Hail damage that is not visible today can let water in slowly, leading to decking rot, mold, and interior damage that costs significantly more to fix. Catching it early is almost always cheaper.
What if my claim is denied?
We can help you understand why and whether there’s a basis to push back with additional documentation. We’re not a legal or public adjusting firm, but we can provide the damage evidence needed to support an appeal through your insurer.
Do I have to use you for repairs if you do the inspection?
No. The inspection is free regardless of whether you hire us. We’d rather earn your business because the work is good.
How long does a roof replacement take?
Most full residential replacements take one to two days depending on the size and pitch of the roof and materials selected.
Are you available after hours or on weekends?
We’re available Monday through Saturday, 8am to 8pm. If you have emergency damage, call us directly.
Schedule Your Free Roof Inspection
Insurance deadlines don’t pause while you decide.
If your home was in the path of a recent storm, the sooner you get documentation, the stronger your claim.
Call (719) 799-3329 or fill out the form below and we’ll get back to you as soon as possible.
Rock Solid Roofing 1705 S 8th St, Colorado Springs, CO 80905 (719) 799-3329 Monday through Saturday, 8am to 8pm
Contact Rock Solid Roofing Today!
Don’t let a small roofing issue turn into a big headache. Contact Rock Solid Roofing today for fast, affordable, and reliable repair services.
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